About Home Loan

Money Zaap offers comprehensive home loan solutions tailored to meet your unique needs. Whether you’re purchasing your first home, upgrading to a larger space, or refinancing an existing mortgage, we provide competitive interest rates and flexible repayment options. Our streamlined application process ensures quick approvals and minimal paperwork, making it easier for you to secure the funds you need. With expert guidance and personalized service, Money Zaap is dedicated to helping you achieve your dream of homeownership. Trust us to provide the financial support you need to turn your home-buying aspirations into reality.

Get financing for whatever you need now

New Home

Secure financing for your dream home with our New Home loan. Whether you’re a first-time buyer or upgrading to a larger space, we offer competitive rates and flexible terms to make your home-buying journey smooth and stress-free.

Home Conversion

Easily transition from your existing home loan to a new property with our Home Conversion loan. This option allows you to transfer your current loan balance to a new property, simplifying the process of moving to a new home without the hassle of multiple loans.

Land Purchase

Planning to build your dream home from scratch? Our Land Purchase loan provides the funds you need to buy a plot of land. Benefit from attractive interest rates and customized repayment plans tailored to your financial situation.

Home Renovation

Give your home a fresh, new look with our Home Renovation loan. Whether it’s a small upgrade or a major remodel, we provide the financial support to transform your living space into the home you’ve always envisioned.

Real Estate Investment

Invest in property with confidence using our Real Estate Investment loan. Ideal for those looking to expand their real estate portfolio, we offer flexible terms and competitive rates to maximize your returns on investment properties.

Other Purpose

For any other home-related financial needs, our Other Purpose home loan is the perfect solution. Whether it’s consolidating debt, funding a large purchase, or other specific requirements, we provide tailored loan options to meet your unique needs.

Get financing for whatever you need now

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Features of Home Loan

High-Value Loans

You could be eligible for home loans up to 90% of the property’s value.

Low Interest Rates

Home loan interest rates are much lower compared to personal loans.

Flexible Repayment Terms

Home loans offer extended repayment periods, up to 30 years.

Top-Up Option

Instead of a personal loan, you can get a top-up on your existing home loan for any financial need.

Top-Up Option

Floating rate loans can be pre-closed without penalty fees.

Balance Transfer

You can switch your home loan to another lender for better interest rates or terms.

Home Loan - Eligibility

Any salaried, self-employed or professional Public and Privat companies, Government sector employees including Public Sector is eligible for a personal loan.

Age

21 – 65 years

Nationality

An Indian citizen or NRI

Employment

Salaried or Self-employed

Credit Score

750 or above

Net Annual Income

Rs. 5 lakh – Rs.6 lakh p.a.

 

 

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

Yes, you can repay the loan amount ahead of schedule by making lump sum payments, either partial or full. This is subject to the applicable home loan prepayment charges.

Any individual wishing to renovate their house can avail of a home renovation loan. Existing home loan borrowers can also take a house renovation loan.

No, it’s not mandatory. However, if you and the co-applicant have good credit scores, lenders may consider you a low-risk borrower.

To experience quick loan approval, you need to improve your credit score. Lenders prefer applicants with a credit score of 750 or above.

Get a Quote

Now apply for a Home Loan online, All you need to do is provide your details below application form.